Frequently Asked Questions

We know Hudson Valley homes

White-painted stairs and spindles contrast with a heavy, original dark wood bannister in this Victorian-era stairwell. Light from a window highlights the underneath of the next story's stairs and trim details.

When you’re in need of a buying or selling agent, you can be assured that the Hanson Real Estate Partners team is here to do far more than close a deal — we strive to build a continuous, trusting relationship with every client who contacts us for assistance.

Our boutique real estate brokerage is dedicated to the immediate and long term goals of our clients in the Hudson Valley. In addition, we serve a wide client base of buyers and sellers throughout Orange, Dutchess, and Ulster Counties, and of course, our hometown of Newburgh, NY.

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Frequently Asked Questions

Does my credit score impact my ability to buy a home?

Buying a home begins with financial stability. A FICO score can range from 300 to 850 — the lower your score, the higher your interest rate. A few factors play into your FICO score including payment history, credit to debt ratio, credit inquiries, and types of credit.

Is there a difference between a broker & a real estate agent?

A broker (like Chris Hanson) possesses a higher licensing level and requires more education and experience. A broker can have sales people or associate brokers wording under them as associated. It’s a different level than a salesperson. With Hanson Real Estate Partners being a boutique brokerage, you get easy access to Chris. He oversees his agents and shares his knowledge with them. 

What is escrow?

The escrow account is a third-party, future obligation that awaits fulfillment. Mortgage servicing companies hold these funds to cover expenses such as homeowners insurance and property taxes, which are paid with extra monthly payments made into this specially designated fund each month.

It’s my first time buying a home; what do I need to know?

Buying your first home is no easy feat! The thrilling process has many stages. Hanson Real Estate Partners will be there for everything from locating your perfect property to guiding you through closing proceedings and making sure you’re happy with every aspect of the experience.

What are the steps towards home ownership?

Typically, the process takes place within 9 exciting steps: 

  1. Financial preparation.
  2. Picking a quality real estate agent.
  3. Searching through listings and touring homes.
  4. Remaining cognizant of the market and the right time act. 
  5. Finding your dream home. 
  6. Negotiating a price point that fits your needs. 
  7. Obtaining a loan. 
  8. Closing the deal. 
  9. Move-in day. 
I want to sell my home; where do I start?
If you’re ready to sell your home, the first step is meeting with a real estate agent! Hanson Real Estate Partners assists with market research, developing and delivering marketing strategies, negotiating with the buyer, contracts, and the closing stage.
How do I calculate my mortgage?

Utilize our handy mortgage calculator in the section below to get an estimate for your home mortgage!

Mortgage Calculator

This calculator will compute a mortgage's monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. This calculator will also compute your total mortgage payment which will include your property tax, property insurance and PMI payments.


This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice.


This calculator and others on this site are provided without warranty regarding their accuracy or applicability to your individual circumstance. They are for your personal use and are not intended to replace professional financial advice.

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